Classic Car Insurance
Classic car insurance and you
Because the marketplace values classic and collectible cars differently, you will need a policy that provides different coverage than “regular use” drivers. Since classic and collectible cars often register as older vehicles, they aren’t evaluated at their true market value, according to standard insurance practices. So, if you have an accident, you could end up paying the difference out of pocket for repairs or replacements you’re not fully insured for.
We understand how much time and effort you put into your car. That’s why we offer specialized insurance for antique and classic cars, modified collector cars, reproductions, replicas, restorations, and modern classic cars.
How to qualify for classic and collectible car insurance
When we submit your application for insurance, your insurance carrier may require us to provide some or all of the information below. Should you ever be in the unfortunate position of filing a claim, everything will be in order.
- Usage: We will tailor your policy to reflect your driving habits
- Storage: Your collectible car should be stored inside in a secure, locked garage or structure
- Regular-Use Vehicles: Since you don’t need to drive your classic car every day, some carriers may require that you maintain “regular use” insurance in your name
- Driver Eligibility: As with other forms of auto insurance, your driving history will also be taken into account
Insurance Needs Assessment: When You're Young and Single
Protection Against Uninsured Drivers
