Call Us 661-255-0038 ☰ ˟
Logo
661-255-0038
  • Home
  • Get A Quote
    • Auto Insurance Quote Request
    • Boat Insurance Quote Request
    • Bond Quote Request
    • Business Owners (BOP) Quote Form
    • Dental Insurance Quote
    • Earthquake Insurance Quote Request
    • Flood Insurance Quote Request
    • Homeowners Insurance Quote Request
    • Life Insurance Quote Request
    • Motorcycle Insurance Quote Request
    • RV Insurance Quote Request
    • Renters Insurance Quote Request
    • Vision Insurance Quote Request
    • All Quote Forms
  • Customer Service
  • What We Offer
    • Auto Insurance
    • Boat Insurance
    • Bonds
    • Business Insurance
    • Dental Insurance
    • Earthquake Insurance
    • Flood Insurance
    • Homeowners Insurance
    • Life & Health Insurance
    • Motorcycle Insurance
    • RV Insurance
    • Renters Insurance
    • Vision Insurance
  • Blog
  • Resources
    • Refer a Friend
    • Insurance Glossary
  • About Us
    • About Dynamite Insurance Brokerage
    • Location Map
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

More Info
Icon

Home

We browse through a wide variety of coverages and find the right one for you.

More Info
Icon

Business

We browse through a wide variety of coverages and find the right one for you.

More Info
Icon

Life & Health

We browse through a wide variety of coverages and find the right one for you.

More Info
Icon

Recreational

We browse through a wide variety of coverages and find the right one for you.

More Info
Home > Blog > Will My Auto Insurance Automatically Adjust to My Profile?
THURSDAY, APRIL 30, 2020

Will My Auto Insurance Automatically Adjust to My Profile?

So, you just got married, or you just had a point taken off your record or you just improved your credit score. Your auto insurance premiums should be a little lower now, right? Car insurance in Santa Clarita, CA

Well, don't count on it.

In some cases, your car insurance provider will automatically adjust your premiums to fit your current profile. Once certain moving violations are off your record, for instance, you may see an instant change to your bill.

But most factors will not result in a change until you get in touch with your insurer and let them know.

Businesses have a lot of technology to track their customers now. If you tell your insurer that you're married, they can check with the courthouse and see if you ever filed a marriage certificate.

But they don't exactly check every customer's data on a weekly basis, nor do they have a system plugged directly into your credit rating to see how you're doing in real-time.

As a general rule of thumb, it breaks down like this:

  •  If it's just a matter of time, then your rates will probably be adjusted automatically. Your insurer already knows when you were born, so they will typically adjust your insurance premiums accordingly each time you hit an age milestone. Likewise, points on your record typically have a built-in expiration date, and once that date is passed, they will no longer be held against you.
  •  If it's something you went out of your way to achieve, like an advanced driving course, an improved credit score, or you just got married, you'll probably have to call them up and let them know. In some instances, you may be required to show proof, such as a certificate of completion for that driving course. Some discounts may even involve an application process after you've completed the necessary qualifications.

All of this being said, different insurers may have different approaches to tracking your profile, so any time you're expecting your rates to go down, for any reason, it's a good idea to call your insurer and keep them informed.

Posted 3:11 PM

Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2020
  • 2019
  • 2017
  • 2016
  • 2015

  • insurance(11)
  • auto insurance(6)
  • health insurance(5)
  • homeowners insurance(4)
  • bonds(2)
  • california(2)
  • covered california(2)
  • boat insurance(2)
  • renters insurance(1)
  • life insurance(1)
  • health(1)
  • special enrollment(1)
  • enrollment(1)
  • open enrollment(1)
  • covered(1)
  • tax penalty(1)
  • atv(1)
  • special(1)
  • dynamite insurance(1)
  • surety bond principal(1)
  • uninsured(1)
  • bond insurance(1)
  • ca(1)
  • surety bonds(1)
  • rtv insurance(1)
  • liabilities(1)
  • theft(1)
  • whole life insurance(1)

View Mobile Version

Contact Us Today!
661-255-0038

Social Social Social Social Social

Resources

  • Products
  • Customer Service
  • About Us
  • Refer A Friend
  • Blog
  • Contact Us

Contact Us

22924 Lyons Avenue #207
Santa Clarita, CA 91321

P: 661-255-0038 | F: 661-255-0034 | Sales@dynamiteinsurance.com
© Copyright. All rights reserved. | Powered by Insurance Website Builder