Wednesday, April 28, 2021 Why Your Risk Profile Influences your Life Insurance Premium To continue to receive your life insurance benefits, you must pay a premium for them. However, your premium might differ from those of someone else who has an identical policy, simply because you have different risk profiles. READ MORE >>
Wednesday, March 24, 2021 THE GOOD STUDENT DISCOUNT Young adults and teenagers often have large auto insurance premiums because they are more likely to get into car accidents. The crash rate for those between the ages of 16-19 is 2.7 times greater than the average driver, according to the Department of Motor Vehicles. READ MORE >>
Friday, March 12, 2021 How High Should I Set My Home Insurance Deductible? A home insurance deductible is the key to filing a claim after an accident in your home, so it is crucial for you to choose the right limit for your deductible. Thankfully most home insurance policies are flexible and allow you to raise and lower your deductible as needed. READ MORE >>
Friday, February 26, 2021 Making Sure You Keep Your Commercial Auto Insurance Affordable When you buy commercial auto insurance, you must pay for it. If you don’t, then you run the risk of letting your coverage lapse and going uninsured. This is a very harmful and expensive problem that no business wants to face. READ MORE >>
Friday, January 29, 2021 The Difference Between Life Insurance Death Benefits and Cash Value If you are in the process of enrolling in a whole life insurance policy, you will probably become acquainted with two different terms: Death benefits and cash value options. These are both sources of money for the insured and their beneficiaries. READ MORE >>
Thursday, December 31, 2020 Common Auto Insurance Discounts to Ask Your Agent About Everyone wants to pay an affordable rate on their auto insurance policy. Some might be tempted to keep their coverage limits as low as possible so that they only must pay for the minimum amount of coverage, which is often cheapest. READ MORE >>
Friday, November 20, 2020 Liabilities Covered By Homeowners Insurance When you buy home insurance, your priority is probably to protect the house itself and possessions within it. However, your homeowners insurance is designed to protect your financial outlook in many ways, including against lawsuits. READ MORE >>
Friday, October 2, 2020 Reasons to Get a Whole Life Insurance Policy At some point or other in your life, you will probably consider buying life insurance. One of the most recognizable is a whole life policy. Though there are many more specific types of whole life policies, their basic principle is that they last for the remainder of your life once you enroll. READ MORE >>
Friday, September 11, 2020 What is Your Role as a Surety Bond Principal? Surety bonds require businesses under contract to complete their work or else repay their clients. By having a surety bond, the business can satisfy customer demands and improve its overall reputation. READ MORE >>
Monday, August 31, 2020 In most cases, ATVs aren’t required to have insurance since they’re not technically street legal. Unlike cars and trucks, there are no state mandates regarding insurance for ATVs. This doesn’t mean you don’t need insurance, however. Required Insurance READ MORE >>
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