Disclaimer and claims - The use of this web site is for informational purposes only and not a Policy of Insurance, a binder, or an offer to insure. Rates and coverages are not in force until a policy is issued by the applicable underwrites or insurers based upon the information you provide to them. Rates are calculated to the best of our ability based on the information provided by you. If the information is incomplete or incorrect, insurance quotes may change substantially. Descriptions of coverage are offered solely as general information and are not full descriptions of coverages, limitations, exclusions or qualifications which may be applicable thereto. For actual coverage information, please refer to your individual policy. Dynamite Insurance reserves the right to accept, reject, or modify any quote after investigation, review of the application, and review of any other underwriting information.